SME Solutions

For SMEs, factoring is an important financing alternative in terms of sustainable growth and regular cash flow. Quickly converting deferred receivables into cash helps businesses access financing more easily and in a timely manner. Thanks to factoring, SMEs can support their working capital, secure their receivables and reduce the time and cost burden created by collection processes. Discount opportunities available on cash purchases of raw materials and finished goods can also contribute to lowering production costs.

Services

With strong market intelligence, buyer risks can be assessed more soundly and the commercial risks faced by SMEs can be reduced.

Through solutions such as supplier financing, deferred receivables can be quickly converted into cash via invoice assignment, without the need for a payment instrument. SMEs can obtain financing based on their existing receivables without having to create additional collateral or use a bank loan to meet their working capital needs. By converting their trade receivables into cash without waiting for maturity, they can continue their production and commercial activities without interruption.